SPECIAL NOTE: Due to the supply and labor shortages that are now plaguing most Americans and others throughout the world, we have been unable to get our SPRING 2022 quarterly newsletter printed and mailed.  In our efforts to find a solution to this growing problem, we sadly discovered there were no alternative ways to overcome the massive shortages that were causing this issue.  In order to ensure our SUMMER 2022 edition would get printed and mailed, we had to agree to skip printing the SPRING edition - which would then allow the printer enough time to acquire the necessary paper, ink and manpower that is needed to get our SUMMER 2022 edition printed and mailed.  We apologize for this delay in getting our newsletter to you and hope you understand our dilemma. Like everyone, we hope these widespread shortages get resolved in the very near future!